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Australian Childcare Alliance
  • Home
  • Our Committee
  • About Us
    • Who we are
    • Our Vision, Mission and Objectives
    • Structure
    • What do we do?
    • Our State Bodies
  • Advocacy and Policy
    • ACA Role in Advocacy
    • Submissions
    • 2025 Federal Election
  • Media & Publications
    • ACA Media Releases
  • Blog
  • Partners
    • Child Care Super
    • Guild Insurance
    • Mana
    • TELUS Health

Take caution if offering enrolment incentives

GiveawaysArticle

Increased competition in the early learning sector, along with an oversupply of services in some areas, has led many centres to develop strong branding and marketing campaigns.
Marketing is more relevant in the early learning sector than ever, as individual services strive to offer a point of difference from their competitors and make their offer even more appealing.

In this context, some centres have even offered incentives for families to enrol with them, such as iPads or other tablets/electronic devices. This practice has recently attracted media attention, with discussions about it featuring on Australia's breakfast television shows and also in the newspapers. 

Read more …

Death & Terminal Illness Cover

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There has been a lot of talk about - and changes to - insurance in superannuation recently. To help break down the topic and make sense of the changes, ACA's superannuation partner Child Care Super will run a series of blog articles explaining the different types of insurance in super and detailing the changes that are about to be made – which may affect you. This information is relevant to early learning service owner/operators as well as their team members. The series begins with Death and Terminal Illness Cover.

Death and Terminal Illness cover

Did you know you may have automatically received Death and Terminal Illness cover when you first joined your super fund? This is called ‘default cover’.

Read more …

CCS Back payments - How to identify when and how much

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ACA continues to receive queries from members about the practice of some Child Care Subsidy (CCS) “back payments” being paid to parents / guardians, rather than to the service provider.

This process may create some uncertainty and concerns when you are trying to work out whether or not the back payment has been paid, and if so, when.

These back payments should be recorded in your third-party software. However each software provider presents this data differently.

Read more …

Changes to life insurance cover via your superannuation

 
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The following superannuation update has been provided by Child Care Super, ACA's national superannuation partner. You can read about this partnership here.
 
The Government has made changes to superannuation which could have a major impact on people under 25.
 
The changes, which  come into effect on 1 April 2020, aim to ensure that young Australians' superannuation balances are not unnecessarily eroded by insurance premiums.
 
The new reforms mean that superannuation providers can only provide life insurance on an 'opt-in' basis to:
 
a) members who are under 25 and begin to hold anew superannuation account from 1 April 2020; and

b) members whose superannuation balance has not been $6,000 or more from 1 November 2019.
 
This means that superannuation providers will be required to ‘turn off’ insurance cover on 1 April 2020 for members whose account balances have not been $6,000 or more from 1 November 2019.
 

Read more …

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